Auto Repair & Service

Auto Repair & Service

Coverages to Protect Your Auto Repair and Service Clients

AmeriTrust Group’s AutoEdge® product provides a comprehensive coverage for a broad range of automobile services, sales, repairs, dealers, body shops, garages & stores at a competitive price.

Available Coverages
  • Property
    • Real & personal property
    • Broadened property
    • Enhancement endorsement
    • Business income
  • Inland marine
  • Fidelity/crime
  • Liability
    • Up to $1,000,000 (Primary underlying limit)
    • General liability
    • Dealer liability
  • Errors & omissions
    • Odometer
    • Title
    • Insurance agent errors & omissions
    • Truth in lending/leasing
  • Garagekeeper legal liability
  • Dealer inventory
  • Employment practice liability
  • Employee benefits liability
  • Workers’ compensation
  • Umbrella
    • Up to $5,000,000
Ineligible Classes
  • Risks in business for less than 5 years
  • Risks involved with gray market vehicles or salvage title vehicles, auto restoration
  • RV/motorcycle/snowmobile repairs or service
  • Operations with in-house financing including:
    • Buy-here-payhere operations
    • A parts distributor & risks that manufacture or sell used/re manufactured parts
Target Classes
  • Auto electronics installation & service
  • Auto glass repair & tinting
  • Brake service & repair
  • General automotive repair
  • Independent auto dealers
  • Light trailer sales & service
  • Transmission service & repair
  • Oil & lube services (Referral only)
  • Paint & body shops (Referral only)
Availability

Most States
Not Available: AK, HI & MA

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