Health & Fitness

Health & Fitness

FitnessEdge Solutions for Health and Athletic Clubs

AmeriTrust Group’s FitnessEdge® product provides comprehensive coverage for the health & fitness industry.

Target Classes

  • Aerobics Classes/Instructors
  • Basketball Courts in Health Clubs only
  • Fitness Instructors
  • Golf Instructors
  • Massage Therapy in Health Clubs
  • Non-Contact Kick Boxing
  • Personal Training Groups/Instructors
  • Racquetball/Racquet Clubs/Instructors
  • Spinning Classes/Instructors
  • Swim Classes/Schools/Instructors – Adult only
  • Tennis Clubs/Instructors
  • Yoga Studios/Instructors (including specialized instruction such as Iyengar, Kripalu, Ananda, Phoenix Rising, Integrative and Pilates)

Available Coverages

  • Abuse/molestation
    • $100,000/$300,000 included (Higher limits available)
  • Automobile
    • Including hired/non-owned (Not available in Massachusetts)
  • Employee benefits liability
  • Employment practices liability
  • General liability
    • $1,000,000/$3,000,000 & $2,000,000/$4,000,000
  • Professional liability (Included within general liability limits)
  • Blanket additional insured endorsement
  • Property
    • Broadened property enhancement endorsement
    • Business income
    • Crime
    • Equipment Breakdown coverage
    • Inland marine
  • Workers’ compensation
  • Umbrella
    • Up to $5,000,000

Availability

Most States
Not Available: AK, HI & MA

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