Small Commercial
BOP Healthcare Offices

Small Commercial
BOP Healthcare Offices

Small Healthcare BOPs Provide Specially Designed Coverages

AmeriTrust Group’s BOPEdge product offers a comprehensive Business Owners’ Policy specially designed for small healthcare practice & services.

Target Classes

  • Targeted healthcare practices:
    • Small physician offices
    • Dentists or orthodontists
    • Optometrists
    • Physical therapists
    • Chiropractors
  • Targeted healthcare services:
    • Hearing aid stores
    • Optical stores
    • Drugstores (Pharmacies performing compounding are ineligible)
    • Durable medical equipment stores
    • Medical, hospital & surgical supply
    • Health & natural food stores
  • Specialized coverage enhancements options available:
    • Spoilage – perishable medicines & medical supplies
    • Valuable papers & records
    • Salesperson samples
    • Pharmacist professional liability
    • Cyber liability protection
    • Employment practices liability

Ineligible Classes

  • Dialysis
  • Emergency rooms/urgent care
  • Cancer treatment
  • Sleep studies
  • Free clinics
  • Aids clinics
  • Hospital premises
  • Buildings built prior to 1990 without updates
  • We do not provide medical malpractice professional liability insurance.

Special Features

  • Multi-year policy capability with locked-in rates!
  • Use of ISO BOP eligibility guidelines
  • Up to 35,000 sq. ft. total floor Offices up to 100,000 sq. ft.
  • Minimum premium: $500
  • Sales up to: $6,000,000
  • Professional liability coverage available for applicable services classes
  • Optional coverages include:
    • Cyber liability
    • Employment practice liability

Availability

Most States
Not Available: AK, HI & MA

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