Small Commercial BOP
Our BOP Offers Competitive Rates
AmeriTrust Group’s BOPEdge product offers a comprehensive Business Owners’ Policy for a wide variety of classes at competitive rates.
Target Classes Top 25!
- Mercantile stores
- Appliance stores
- Art galleries
- Bookbinding & printing supplies
- Books & magazine stores
- Camera & photographic equipment (Retail only)
- Clothing or wearing apparel (Retail only)
- Drugstores
- Electronics stores
- Florists
- Gift shops
- Hobby, craft & artists supplies stores
- Janitorial supplies stores
- Leather products stores
- Luggage goods stores
- Musical instruments stores
- Newsstands
- Office machines or appliances
- Pet stores
- Photographic equipment
- Precision & scientific tools & instruments
- Retail stores (Not otherwise classified)
- Sewing machine stores
- Shoe stores
- Stationery/Paper product stores
- Toy stores
- Trophy stores
- Variety stores – five & ten cent stores
- Video stores – rental/sales
- Wig shops
- Convenience food stores
- Bakeries (With or without baking on premises)
- Health & natural food stores
- Home furnishings & maintenance stores
- Electrical lighting stores
- Fabric stores
- Floor covering stores
- Furniture stores
- Hardware stores
- Paint, wallpaper or wall-covering stores
- Painting, picture or frame stores
- Plumbing supplies & fixtures
- Services
- Barber shops
- Beauty parlors & hair styling salons (Including nail salons)
- Engravers
- Funeral homes or chapels
- Interior decorators
- Mailbox & packaging
- Photographers
- Printing
- Tailoring & dressmaking
- Taxidermists
- Television/radio installation or repair
- Healthcare Office & Services
- Hearing Aid Stores
- Medical, Hospital & Surgical Supply
- Optical Stores
- Small Physician Offices
- Offices
- Accounting services (Except CPAs)
- Accounting services – CPAs
- Bookkeeping services
- Credit reporting agencies
- Insurance agents
- Real estate agents
Ineligible Classes
- Apartments
- Contractors
- Condominium
- Commercial unit owners
- Supermarkets
- Manufacturing
- Motels
- Residential condominium associations
- Party stores
- Grocery stores
- Restaurant & wholesale/distribution
Special Features
- Multi-year policy capability with locked-in rates!
- Use of ISO BOP eligibility guidelines
- Up to 35,000 sq. ft. total floor Offices up to 100,000 sq. ft.
- Minimum premium: $500
- Sales up to: $6,000,000
- Professional liability coverage available for applicable services classes
- Optional coverages include:
- Cyber liability
- Employment practice liability
Availability
Most States
Not Available: AK & HI