Small Commercial

Small Commercial

Our BOP Offers Competitive Rates

AmeriTrust Group’s BOPEdge product offers a comprehensive Business Owners’ Policy for a wide variety of classes at competitive rates.

Target Classes Top 25!

Please click the “Download Product Profile” button below for a complete list.

  • Accounting Services CPAs (Office)
  • Accounting Services Except CPAs (Office)
  • Air Conditioning Systems or Equipment – Dealer or Distributors and Installation, Servicing or Repair (Includes sales and installation of ducts and piping and also display rooms and shops) (Office / Shop)
  • Art Galleries Not-For-Profit
  • Art Galleries Other Than Not-for-profit
  • Automobile Parts and Supplies Distributors
  • Automobile Parts and Supplies Retail Stores (Including Tires)
  • Automobile Repair or Service Shops
  • Automobile Repair Shops – Self-Service
  • Candy or Confectionary Stores
    • Confectionary Manufacturing from Purchased Chocolate on Premises
    • No Manufacturing on Premises
    • Nonchocolate Confectionary Manufacturing on Premises
  • Delicatessens – Primarily retailing a range of grocery items and meats
  • Delicatessens and Sandwich Shops
  • Dry Goods Dealers – Retail – Including Fabrics, Yarn and Piece Goods (New Goods Only)
  • Fence Dealers
  • Floor Covering
    • Distributors
    • Except Wood or Ceramic Tile Only
    • Wood or Ceramic Tile Only
  • Fruit or Vegetable Distributors
  • Funeral Homes or Chapels
  • Janitorial Supplies Distributors
  • Lawn Sprinkler Installation (Office / Shop)
  • Meat, Fish, Poultry or Seafood Retail – Fish or Seafood
  • Medical Offices (Office)
  • Medical, Hospital and Surgical Supply – Retail Only
  • Refrigeration Systems or Equipment – Dealers and Distributors and Installation, Servicing or Repair – Commercial (Office / Shop)
  • Residential Cleaning Services (Office)
  • Veterinarians Offices (Office)

Ineligible Classes

  • Apartments
  • Contractors
  • Condominium
  • Commercial unit owners
  • Supermarkets
  • Manufacturing
  • Motels
  • Residential condominium associations
  • Party stores
  • Grocery stores
  • Restaurant & wholesale/distribution

Special Features

  • Multi-year policy capability with locked-in rates!
  • Use of ISO BOP eligibility guidelines
  • Up to 35,000 sq. ft. total floor Offices up to 100,000 sq. ft.
  • Minimum premium: $500
  • Sales up to: $6,000,000
  • Professional liability coverage available for applicable services classes
  • Optional coverages include:
    • Cyber liability
    • Employment practice liability


Most States
Not Available: AK & HI

Download a copy of our product profile today